Fiesta Insurance
Fiesta Insurance Franchise Corporation
Company Information
3755 Breakthrough Way, Suite #205Las Vegas, Nevada 89135
Fiesta Insurance Franchise Corporation was incorporated in Delaware on March 31, 2006. Their principal business address is 3755 Breakthrough Way, Suite #205, Las Vegas, Nevada 89135.
We offer 3 separate franchises in this Disclosure Document, though we may not necessarily grant you the opportunity to purchase under either of these programs: Single Business Program If you become a franchisee under our Single Business Program, you will operate a Fiesta Insurance business (the “Franchised Business”) and will sell personal and commercial automobile, motorcycle/scooters, personal watercraft, homeowners, rental/condo/apartment, tenant occupied property, commercial property, commercial general liability, Mexico trip and special events insurance on our behalf and offer retail tax return preparation and electronic tax return filing services using the Fiesta trademarks, trade name, service marks, and commercial symbols (the “Proprietary Marks”) and our business systems (collectively, the “Fiesta System”) under our Franchise Agreement attached to this Disclosure Document as Exhibit B (the “Franchise Agreement”). \\Fs1\apps\lhsmh\MA\26020?18\1564059_5.docx 2019 FIESTA FDD 9/13/19 2 You may only solicit the sale of insurance exclusively on our behalf, sell policies with insurance carriers we approve, and use premium financing companies that we approve. Your Franchised Businesses must also offer electronic filing of tax returns, electronic refund checks, and other related financial products and services (the “Bank Products”). The Bank Products will be offered with products or services provided by one or more banks or financial vendors (a “Financial Vendor” or “Financial Vendors”) that are not affiliated with us. Subject to the terms of the Franchise Agreement, we may require you to offer additional services from the Franchised Business. You must offer only those services that we designate in the manner we specify. You cannot offer any other products or services that are not designated by us as approved products or services without our prior written approval. You will open the Franchised Business for business to the public after you sign the Franchise Agreement, complete our initial training program and obtain a site for the Franchised Business. You must pass all required state exams and satisfy all state licensing requirements. You will operate your Franchised Business at an address set forth in your Franchise Agreement (the “Franchised Location”) within a defined geographic area (the “Protected Area”). You must conduct your Franchised Business in accordance with our Confidential Operating Manual (the “Operating Manual”) and other manuals and instructional materials we provide for use in the Fiesta System and must use the Policy Manager software under the Software License Agreement attached to this Disclosure Document as Exhibit D.
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Franchise Rating
Franchimp Summary Rating
7/10
Earning Transparency
4/10
Investment Accessibility
10/10
Franchise System Development
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Distribution of Fiesta Insurance Franchisee
Employee Contact Database
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Summary of Investment Costs
Upfront Franchise Fees
Minimum: $18,500 Maximum: $5,000
Upfront franchise fees are the one-time payments required to secure rights to operate under an established brand, typically ranging from $20,000 to $100,000+ depending on brand value.
These fees grant access to proprietary business systems, training programs, intellectual property rights, and often territorial exclusivity—essentially purchasing the blueprint for a proven business model.
While separate from ongoing royalties, investors should evaluate these fees against expected returns, comparing fee-to-earnings ratios across opportunities and assessing how effectively franchisors reinvest these funds into system improvements.
Total Investment Costs
Minimum: $197,756 Maximum: $48,358
Ongoing Fees
Ongoing franchise fees, typically structured as royalties ranging from 4-8% of gross sales, represent the continuous payments franchisees make to maintain brand affiliation and support services.
These recurring fees fund the franchisor's operational assistance, marketing initiatives, technology updates, and continued brand development—creating a partnership where the franchisor's revenue grows alongside the franchisee's success. In addition to royalties, franchisees often contribute to national advertising funds (usually 1-3% of sales) and may incur technology fees, supply chain markups, or renewal fees depending on the franchise agreement.
Investors should carefully analyze these ongoing costs within their financial projections, as they directly impact profit margins and cash flow throughout the entire franchise relationship.
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