Murphy Business & Financial Corporation
Murphy Business & Financial Corporation LLC
Company Information
407North Belcher Road, Clearwater, Florida 33765
Murphy Business & Financial Corporation LLC is a Delaware limited liability company formed on April 11, 2014. Their principal business address is 513 North Belcher Road, Clearwater, Florida 33765. They commenced offering franchises on May 15, 2014.
If you sign a Franchise Agreement, you will operate what is referred to in this disclosure document as a “Murphy Business” or “Location”. We grant to persons who meet our qualifications, and who are willing to undertake the investment and efforts, the right to operate a Murphy Business (“Location Franchises”) under the terms of our then current form of Franchise Agreement, a copy of which is attached to this disclosure document as Exhibit B (the “Franchise Agreement”). We use, promote and license in the operation of Murphy Businesses certain trademarks, service marks and other commercial symbols, including the trade and service mark “Murphy Business & Financial Corporation®” and other associated logos, designs, trade dress, trademarks service marks, commercial symbols, phone numbers and e-names, which have gained and continue to gain public acceptance and goodwill, and may create, use and license additional trademarks, services marks, e-names and commercial symbols in conjunction with the operation of Murphy Businesses (collectively the “Marks”). We also use, promote and license in the operation of Murphy Businesses certain information capable of being rendered into tangible form that we claim as our copyrights, including spreadsheets, pro forma documents, forms, marketing materials, manuals, advertisements, modifications to software, our website, and any other written materials we may provide for the operation of your Murphy Business (including the look, compilation, feel and content of them) (collectively, the “Copyrights”). Each Murphy Business is operated in a designated geographic area where it will provide those products and services we designate or approve as part of our System. If you enter a Location Franchise Agreement, you will establish a Murphy Business. We do not require you to maintain a non-home based office for the operation of the Murphy Business. If you choose to have an office, it can be a leased office in a professional business area, or in an office suite, and must be professionally decorated. You must have the necessary staff to manage the operations of the Murphy Business regardless of where it is located
2 Ongoing Lawsuits
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Franchise Rating
Franchimp Summary Rating
6/10
Earning Transparency
7/10
Franchise Attrition
4/10
Investment Accessibility
6/10
Summary of potential earnings
$174,255 / unit
Average Gross Profit During 2020Business-Related
Franchise System Development
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Distribution of Murphy Business & Financial Corporation Franchisee
Employee Contact Database
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Summary of Investment Costs
Upfront Franchise Fees
Minimum: $56,920 Maximum: $64,900
Upfront franchise fees are the one-time payments required to secure rights to operate under an established brand, typically ranging from $20,000 to $100,000+ depending on brand value.
These fees grant access to proprietary business systems, training programs, intellectual property rights, and often territorial exclusivity—essentially purchasing the blueprint for a proven business model.
While separate from ongoing royalties, investors should evaluate these fees against expected returns, comparing fee-to-earnings ratios across opportunities and assessing how effectively franchisors reinvest these funds into system improvements.
Total Investment Costs
Minimum: $57,590 Maximum: $85,900
Ongoing Fees
Ongoing franchise fees, typically structured as royalties ranging from 4-8% of gross sales, represent the continuous payments franchisees make to maintain brand affiliation and support services.
These recurring fees fund the franchisor's operational assistance, marketing initiatives, technology updates, and continued brand development—creating a partnership where the franchisor's revenue grows alongside the franchisee's success. In addition to royalties, franchisees often contribute to national advertising funds (usually 1-3% of sales) and may incur technology fees, supply chain markups, or renewal fees depending on the franchise agreement.
Investors should carefully analyze these ongoing costs within their financial projections, as they directly impact profit margins and cash flow throughout the entire franchise relationship.
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