The Interface Financial Group--IFG 50-50
Interface Financial Corp.
Company Information
7910 Woodmont Avenue, Suite 1050Bethesda, MD 20814
Interface Financial Corp was incorporated on June 7, 1994 in Delaware. Their principal business address is 7910 Woodmont Avenue, Suite 1430, Bethesda, MD 20814.
We offer franchises for the operation of a “The Interface Financial Group - IFG 50-50” franchised business (toe “Business”) using our methods and system (“System”): You must Operate the Business according to our standards and specifications, and sign our franchise agreement (‘Franchise Agreement”) and related agreements (attached as Exhibit B). You can operate the Business from your home on a full- or part-time basis. You we not required to purchase any inventor or to hire any personnel. IFG 50:50 Program CAFDD 2019 under the. Franchise Agreement, we license to you the right to use the name “The Interface Financial Group” as well as all trademarks, trade names, service marks, slogans and logos containing that name and variations that we may make (the “Marks”). Periodically, businesses that sell goods or services on deferred terms such as 30,60, or 90 days, need short term funding and do not want to wait for their customers to pay their invoices. You purchase accounts receivables or book debts and related rights (“Receivables”) at discounted rates (generally at 80% of face value) from these businesses (‘clients”) and earn a profit when the full face value of the invoice for these Receivables (the “Invoice”) is paid., All purchases are guaranteed by the client so that when you purchase Receivables, the Client warrants or guarantees to you that payment will be received for the Invoice purchased. If you do not receive payment from the client's customer, the; Client must replace the unpaid Invoice with 'another Invoice of equal or greater value. Our service is available to any business with receivables that meet our criteria. You may offer your services to any business. You select the businesses that you want as Clients and the invoices that you want to purchase from each Client. Under the “EFG 50-50 Program” offered in this Disclosure Document, you must offer to our affiliate (currently IFGN) or our designee at least 50% of the participation in the purchase of Receivables from Clients of the Business (this process is referred to as “Syndication”). The terms of Syndication will be governed by our standard form of syndication agreement (“Syndication Agreement”), the form of which is attached to this Disclosure Document as Exhibit “D.” See Item 6 for more detail regarding Syndication. We have offered, prior to June 1, 2014, non-IFG 50-50 Program franchises under the Maries and System. Transactions normally occur at least monthly. Occasionally, if a franchisee is temporarily unable to operate the business, we may allow them to be inactive for up to 18 months. When the period agreed upon has elapsed, we review the situation with the franchisee and may continue the inactive status. However, in no case may a franchisee remain inactive for more than 18 months, at which point we would start the termination process. During the inactive period, no monies are owed to list by the franchisee, so there are no outstanding amounts due from any inactive franchisees
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Franchise Rating
Franchimp Summary Rating
10/10
Investment Accessibility
10/10
Franchise System Development
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Distribution of The Interface Financial Group--IFG 50-50 Franchisee
Employee Contact Database
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Summary of Investment Costs
Upfront Franchise Fees
Minimum: $34,500 Maximum: $34,500
Upfront franchise fees are the one-time payments required to secure rights to operate under an established brand, typically ranging from $20,000 to $100,000+ depending on brand value.
These fees grant access to proprietary business systems, training programs, intellectual property rights, and often territorial exclusivity—essentially purchasing the blueprint for a proven business model.
While separate from ongoing royalties, investors should evaluate these fees against expected returns, comparing fee-to-earnings ratios across opportunities and assessing how effectively franchisors reinvest these funds into system improvements.
Total Investment Costs
Minimum: $86,800 Maximum: $137,800
Ongoing Fees
Ongoing franchise fees, typically structured as royalties ranging from 4-8% of gross sales, represent the continuous payments franchisees make to maintain brand affiliation and support services.
These recurring fees fund the franchisor's operational assistance, marketing initiatives, technology updates, and continued brand development—creating a partnership where the franchisor's revenue grows alongside the franchisee's success. In addition to royalties, franchisees often contribute to national advertising funds (usually 1-3% of sales) and may incur technology fees, supply chain markups, or renewal fees depending on the franchise agreement.
Investors should carefully analyze these ongoing costs within their financial projections, as they directly impact profit margins and cash flow throughout the entire franchise relationship.
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