Ameriprise Financial is operated by Ameriprise Financial Services, LLC, based in 200 Ameriprise Financial Center. Through its franchise system, independent financial advisors provide financial planning, investment advice, securities and insurance products, brokerage services, tax planning, and lending services to individuals and business owners. Franchisees operate as Independent Advisors, using Ameriprise's proprietary systems, compliance standards, and operational support to deliver these services to clients.
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Ameriprise Financial provides a comprehensive support system designed to guide you from your first day of training through every stage of your business ownership.
Franchisor's assistance, advertising, computer systems and training as described in Item 11.
Initial orientation program provided as part of the Initial Fee; optional on-site pre-opening and opening assistance for a fee; written approval to open the Independent Financial Advisor Business once requirements are satisfied.
Preparation of commission statements detailing Compensation; provision of Products & Services and related bookkeeping/processing; processing client applications; provision of pre-approved brochures, forms and sales literature; national advertising as part of the Association Fee; optional corporate office generated leads for a fee; development of promotional programs and sales campaigns; Firm Element regulatory compliance training; inspections for compliance; continuing education programs for a fee; signage specifications; loan of Manuals; Errors and Omissions coverage arrangement for a fee; optional services for a fee; incentive programs such as awards and conferences; Advanced Programs for a fee; administration of the System Fund; review of advertising/marketing materials for a fee; optional pre-approved advertising plans and promotional materials.
Local advertising materials require written approval; telephone directory listings must meet pre-approved format; National Advertising funded via the System Fund (approximately 1%-3% of Association Fee) used for national advertising programs, direct mail, media campaigns, public relations, etc.; $11.5 million spent on national advertising in 2025; no required advertising cooperatives; optional local/regional Campaigns coordinated by Ameriprise or designees; website standards require use of provided templates and pre-approval of revisions.
Advisory council comprised of Independent Advisor representatives that advises on various topics including advertising; members selected based on self-nomination; council can be formed, modified or dissolved by Ameriprise Financial.
Requires computer hardware meeting exact specifications to link to Ameriprise's computer network for financial analysis, planning, marketing and service functions; recommurses certified channels; must keep hardware updated; support may be withdrawn for non-compliant or end-of-life systems; requires Software (AdvisorCompass®) for network access; must maintain Managed Network hardware and service solutions; costs detailed in Item 6 and Item 7.
Franchisee may view Manuals before executing Franchise Agreement after signing a Confidentiality Agreement; Manuals provided on loan via CD-ROM, electronic or hard copy.
Must open within sixty (60) days after signing the Franchise Agreement; typical time to open ranges from 1 to 30 days, depending on securing office location, leasehold improvements, licenses, and equipment.
Office location must be in a commercial or mixed commercial/residential zone, subject to approval based on compliance, professional environment, and accessibility; location determines assigned Region; relocation requires prior written approval.
Initial orientation program required before opening, cost included in Initial Fee; training categories include Introduction (varies by experience, at Region), Orientation (up to 2 hours, online), and Compliance (up to 8 hours, online/Region); RVPs/FVPs provide Introduction program; optional courses, seminars, and Advanced Programs available for a fee; participants responsible for related costs such as travel, lodging, and meals.